Nunavut Mandatory Auto Insurance: Private Coverage & Registration
Vehicles used on Nunavut public roadways need valid insurance and registration. Mandatory coverage is purchased from a licensed private insurer rather than a territorial public auto insurer.
✓ Nunavut requires valid insurance for a vehicle used on a public roadway.
✓ Proof of valid vehicle insurance is required for private vehicle registration.
✓ Mandatory auto insurance is purchased from a private insurer.
✓ Insurers and intermediaries selling insurance in Nunavut must be appropriately licensed.
Insurance and registration are linked
The Government of Nunavut lists proof of valid insurance among the documents required to register a private vehicle. Keep the policy, vehicle and registered-owner information consistent.
Private market does not mean optional coverage
Drivers choose among licensed private providers, but the required coverage package still applies. Insurer underwriting, optional coverage, deductibles and pricing can differ.
Verify a seller's Nunavut authority
The territory states that insurers, agents, adjusters, brokers, salespeople and travel agents need the relevant Nunavut licensing to sell insurance in the territory.