Business Insurance Calculator Canada
Build an annual commercial insurance budget from package and separate policy quotes, then compare payment plans and interruption exposure. Choose your province or territory to open the calculator with local comparison notes and research links.
Choose your province or territory
What this calculator works out
A package can already include several coverages. Add each premium once, align the periods and insured operations, and keep workers' compensation assessments separate unless deliberately included as an additional budget item. Revenue alone does not determine a premium.
- Annual total from the premium and separate charges you enter.
- Monthly budget equivalent and the full cost of an actual instalment plan.
- A downloadable or printable report showing figures, formulas and assumptions.
The calculator does not price a personal policy from your profile. Ontario and Alberta auto pages also show dated official averages; elsewhere, enter a written quote or renewal.
Have these figures ready
- The annual main policy or package premium
- Annual prices of separate policies not already included in the package
- Continuing expenses and lost net income for an interruption worksheet
Have more than one offer?
Compare two or three written quotes, including payment schedules, limits and deductibles.
Compare insurance offers →