FREE CANADIAN INSURANCE TOOLS
Car Insurance Calculator Canada
Calculate annual and monthly car insurance costs, include separately quoted coverages and compare the full cost of a payment plan. Choose your province or territory to open the calculator with local comparison notes and research links.

Choose your province or territory
OntarioCar Insurance Calculator →Official premium reference includedAlbertaCar Insurance Calculator →Official premium reference includedBritish ColumbiaCar Insurance Calculator →ManitobaCar Insurance Calculator →SaskatchewanCar Insurance Calculator →Nova ScotiaCar Insurance Calculator →New BrunswickCar Insurance Calculator →Prince Edward IslandCar Insurance Calculator →Newfoundland and LabradorCar Insurance Calculator →YukonCar Insurance Calculator →Northwest TerritoriesCar Insurance Calculator →NunavutCar Insurance Calculator →QuébecCar Insurance Calculator →
What this calculator works out
Keep the vehicle, listed drivers, use, limits and deductibles the same when comparing prices. A province-wide average cannot price an individual driver.
- Annual total from the premium and separate charges you enter.
- Monthly budget equivalent and the full cost of an actual instalment plan.
- A downloadable or printable report showing figures, formulas and assumptions.
The calculator does not price a personal policy from your profile. Ontario and Alberta auto pages also show dated official averages; elsewhere, enter a written quote or renewal.
Have these figures ready
- The annual premium for the vehicle and drivers on the quote
- Prices for optional coverage only if outside that premium
- The deposit, instalment amount, number of payments and separate payment fees
Have more than one offer?
Compare two or three written quotes, including payment schedules, limits and deductibles.
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