Home Insurance Calculator Canada

What this calculator works out

Compare the same property use, valuation basis, limits, exclusions and deductibles. The coverage worksheet uses your rebuilding estimate; it does not estimate construction costs or use a home's sale price.

• Annual total from the premium and separate charges you enter.
• Monthly budget equivalent and the full cost of an actual instalment plan.
• A downloadable or printable report showing figures, formulas and assumptions.

The calculator does not price a personal policy from your profile. Ontario and Alberta auto pages also show dated official averages; elsewhere, enter a written quote or renewal.

Have these figures ready

• The annual premium for your homeowner, condo or other property policy
• Separate water or other endorsement charges, if any
• Your rebuilding estimate and policy limit for the coverage worksheet below

Have more than one offer?

Compare two or three written quotes, including payment schedules, limits and deductibles.

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