Public Liability Insurance for New Brunswick Businesses
FCNB describes public liability insurance as protection against third-party liability claims. Examples include a delivery person injured at the business premises or responsibility when a product causes damage to others.
What to know
Confirm the current contract, regulator guidance and WorkSafeNB status before applying this point to a specific business.
Confirm the current contract, regulator guidance and WorkSafeNB status before applying this point to a specific business.
Confirm the current contract, regulator guidance and WorkSafeNB status before applying this point to a specific business.
Confirm the current contract, regulator guidance and WorkSafeNB status before applying this point to a specific business.
Premises and operations both matter
A business can face liability because of conditions at its premises or because of work performed away from the premises. Describe both when reviewing coverage.
Products can create a separate exposure
Selling, distributing or manufacturing products can create claims that differ from ordinary premises liability. Confirm whether product liability is included and whether any exclusions apply.
A certificate of insurance is not the policy
Clients and landlords may ask for proof of liability insurance, but the certificate summarizes coverage. Limits, exclusions and conditions remain in the insurance contract.
Verify the current New Brunswick requirement
Workers' compensation rules, insurance licensing and commercial policy wording can change. Use the primary source below before making a business decision.
FCNB — Business Insurance →