WorkSafeNB Workers' Compensation Coverage for Employers
WorkSafeNB says employers with three or more workers at any time during the year generally must register for mandatory workers' compensation coverage. Qualifying employers must register within 15 days; the fishing industry has a separate 25-worker threshold.
What to know
Confirm the current contract, regulator guidance and WorkSafeNB status before applying this point to a specific business.
Confirm the current contract, regulator guidance and WorkSafeNB status before applying this point to a specific business.
Confirm the current contract, regulator guidance and WorkSafeNB status before applying this point to a specific business.
Confirm the current contract, regulator guidance and WorkSafeNB status before applying this point to a specific business.
Count more than payroll employees
WorkSafeNB's coverage rules can treat non-registered contractors and subcontractors as workers for assessment purposes. Businesses should not assume that using contractor invoices always avoids worker-count consequences.
Below the threshold does not always mean no option
WorkSafeNB describes voluntary coverage for some employers below the mandatory threshold and personal coverage for eligible proprietors, partners, non-salaried officers and self-employed individuals.
Late registration can be expensive
WorkSafeNB policy allows retroactive assessments when mandatory registration was missed and can charge claim costs in addition to assessments if a compensable accident occurs before registration is completed.
Verify the current New Brunswick requirement
Workers' compensation rules, insurance licensing and commercial policy wording can change. Use the primary source below before making a business decision.
WorkSafeNB — Accounts and coverage →