CANADIAN INSURANCE TERM
Additional Insured
A person or organization added to another party's liability policy for specified protection arising from the named insured's operations, subject to the endorsement and policy wording.
Plain-language definition. A real policy, endorsement and provincial law can use more specific wording than a glossary summary.
TermAdditional Insured
ContextCanadian insurance
Source typeIndustry glossary
Policy wordingControls claim
What does Additional Insured mean?
A person or organization added to another party's liability policy for specified protection arising from the named insured's operations, subject to the endorsement and policy wording.
Being listed as an additional insured is not the same as owning the policy and does not necessarily provide every coverage available to the named insured.
Additional Insured in practice
A project owner may require a contractor to add the owner as an additional insured for liability arising from the contractor's work, subject to the endorsement.