CANADIAN INSURANCE TERM
Additional Living Expenses
Coverage for eligible extra living costs when a covered loss makes the insured home temporarily unliveable, subject to policy limits and conditions.
Plain-language definition. A real policy, endorsement and provincial law can use more specific wording than a glossary summary.
TermAdditional Living Expenses
ContextCanadian insurance
Source typeIndustry glossary
Policy wordingControls claim
What does Additional Living Expenses mean?
Coverage for eligible extra living costs when a covered loss makes the insured home temporarily unliveable, subject to policy limits and conditions.
ALE is intended for additional costs created by displacement. It is not an unlimited reimbursement of every expense during a claim.
Additional Living Expenses in practice
Eligible hotel costs or extra meal expenses may be considered when a covered loss forces a household to live elsewhere temporarily.