CANADIAN INSURANCE TERM
Claims Adjuster
A person who investigates and evaluates an insurance claim, gathers information and helps determine how the policy applies to the reported loss.
Plain-language definition. A real policy, endorsement and provincial law can use more specific wording than a glossary summary.
TermClaims Adjuster
ContextCanadian insurance
Source typeIndustry glossary
Policy wordingControls claim
What does Claims Adjuster mean?
A person who investigates and evaluates an insurance claim, gathers information and helps determine how the policy applies to the reported loss.
An adjuster evaluates the facts and policy terms. Reporting a loss to an adjuster does not by itself guarantee that every claimed amount is covered.
Claims Adjuster in practice
After major water damage, an adjuster may review photos, repair estimates, damaged property and the policy before the insurer determines the eligible settlement.