Yukon Auto Insurance
Yukon uses mandatory private auto insurance with tort-based liability and an at-fault model. The territory’s Insurance Act sets a minimum motor-vehicle liability limit of C$200,000 per accident.
Five Yukon auto guides
C$200,000 is the legal floor for motor-vehicle liability
Section 150 of the Yukon Insurance Act sets a minimum inclusive liability limit of C$200,000 for one accident. It is a minimum required by law, not a claim-cost estimate and not a universal recommendation for every driver.
Read the liability guide →Private and at-fault
Yukon drivers buy coverage from private insurers. The territorial government describes the system as tort-based and at-fault, meaning responsibility is assessed before the relevant benefits and liability pathways are applied.
How the Yukon auto market works →Liability does not automatically cover damage to your own vehicle
Yukon advises drivers to review their auto policy for flood and wildfire damage. Collision and comprehensive-type protection, deductibles and exclusions should be compared separately from mandatory liability.
Collision & comprehensive coverage →Driving into another province
Section 151 of the Insurance Act addresses liability coverage elsewhere in Canada, including situations where another province has a higher prescribed minimum. Optional coverages still depend on the policy wording.
Coverage elsewhere in Canada →