Yukon Minimum Auto Liability: C$200,000 Explained
Section 150 of Yukon’s Insurance Act requires a motor-vehicle liability policy to insure at least C$200,000 for one accident, excluding interest and costs, against liability for bodily injury/death and property loss or damage.
Minimum does not mean sufficient for every household
The law establishes a floor for coverage. It does not say C$200,000 will be enough for every collision, lawsuit or cross-jurisdiction trip. Drivers should review the liability limit shown on the actual policy.
Do not compare liability limits only by premium
A lower price can reflect a different limit or other differences in coverage. When comparing policies, keep the liability limit visible alongside deductibles and optional physical-damage protection.
Claims outside Yukon can engage another jurisdiction’s minimum
Yukon’s Insurance Act contains a provision addressing liability coverage when a Yukon policy is used elsewhere in Canada. The policy may respond up to a higher minimum required by that province in the circumstances described by the Act.