Tenant Contents Coverage Estimator
Add up the approximate replacement value of your belongings before you compare tenant insurance contents limits.
Enter an approximate replacement cost for each category — what it could cost to buy similar items today, not what you originally paid.
You can leave categories blank while building your inventory. Blank categories are excluded from the total.
Enter the replacement value of your belongings to build a simple inventory total.
Enter valid values to download or print your calculation. The file is created on your device.
Use replacement cost, not purchase price
For a rough home inventory, think about what it could cost to replace similar belongings today. An older television or sofa may have little resale value but could cost substantially more to replace after a covered loss.
Items that may need separate attention
Policies can have special limits, exclusions or additional requirements for categories such as jewellery, collections, bicycles, business property or other high-value items. A single total cannot tell you whether those items are fully covered under a particular policy.
Tenant insurance also does more than insure contents
Tenant policies commonly include personal liability and additional living expense coverage in addition to personal property protection. Read our province guides for lease-specific context.