NEW BRUNSWICK · LEASE RULES

Can a Landlord Require Tenant Insurance in New Brunswick?

Government of New Brunswick guidance says a landlord may ask for proof of tenant insurance as a condition of renting. The insurance requirement should be documented in the lease or rental conditions and kept separate from the security-deposit rules.

Lease rule ≠ insurance coverage. Tenancy law determines rental rights and obligations; the insurance contract determines covered contents, liability and additional-living-expense protection.
KEY FACTS
ProvinceNew Brunswick
TopicLandlord Insurance Requirement
Tenancy sourceGNB / TLRO
Quote assumedNo

What to know

01New Brunswick government guidance says a landlord may ask for proof of insurance as a condition of renting.

Confirm the current lease, Residential Tenancies rules and policy wording before applying this point to a specific rental.

02A lease creates the contract between landlord and tenant, and written terms should be read before signing.

Confirm the current lease, Residential Tenancies rules and policy wording before applying this point to a specific rental.

03Even without a written lease, the Residential Tenancies Act and Standard Form of Lease requirements still apply.

Confirm the current lease, Residential Tenancies rules and policy wording before applying this point to a specific rental.

04Tenant insurance and a security deposit serve different purposes.

Confirm the current lease, Residential Tenancies rules and policy wording before applying this point to a specific rental.

Check the requirement before signing

If proof of tenant insurance is a condition of renting, ask what liability limit or proof format is required and make sure the condition is reflected in the lease documents.

Insurance does not replace the landlord's obligations

A tenant policy protects the renter's interests under its wording. It does not remove the landlord's statutory responsibilities to maintain a safe, clean and habitable rental unit.

Keep proof current

If the lease requires ongoing tenant insurance, retain the policy documents and renewal confirmation. A certificate or policy summary should match the tenant name and rental address.

PRIMARY SOURCE

Verify the current New Brunswick rule

Lease requirements, security-deposit procedures and insurance wording can change. Use the official source below before making a rental or claim decision.

Government of New Brunswick — First-time renters →

More New Brunswick tenant research

Useful renter tools