ICBC AEB & Anti-Theft Discounts
Some factory safety and theft-prevention technology can qualify an eligible vehicle for ICBC savings, but the discount applies to specific coverage and eligibility rules rather than every part of the policy.
Autonomous emergency braking can qualify for a Basic discount
ICBC's current Autoplan guide says vehicles with a model year of 2006 or later and original, manufacturer-installed autonomous emergency braking can receive a discount on Basic insurance. The owner or lessee must declare that the vehicle has the feature.
If the equipment status is uncertain, ICBC advises checking with the vehicle manufacturer or dealer before making the declaration.
Anti-theft discounts target specific Optional coverage
ICBC says a vehicle equipped with an eligible passive electronic immobilizer can receive a discount on Comprehensive and Specified Perils coverage. The device automatically cuts power to systems such as fuel, starter or ignition to help prevent the vehicle from being driven without authorization.
The amount is not one universal percentage. ICBC says it varies with factors including vehicle type and the territory where the vehicle is located.
Not every anti-theft device or vehicle qualifies
The current ICBC Autoplan guide identifies passive electronic immobilizers as the qualifying anti-theft technology and says motorcycles and trailers are not eligible for that discount. An alarm, steering-wheel lock or tracking device should not automatically be assumed to qualify under the same rule.
ICBC — Discounts and savings →Why this does not create a reliable “car technology discount total”
AEB and immobilizer savings affect different parts of an Autoplan policy. Distance-based discounts, driving experience, driver factor and other pricing inputs can also apply. Adding percentages from unrelated coverage components would overstate the total saving.
Check the renewal, not just the feature list
When a qualifying feature is declared, compare the actual renewal documents and coverage breakdown. That keeps the observed saving tied to the policy rather than guessing from a vehicle specification page.
Open the Renewal Increase Calculator →