New Brunswick Accident Benefits Auto Insurance Explained
New Brunswick automobile insurance includes mandatory no-fault accident benefits. FCNB identifies medical and rehabilitation expenses, funeral benefits, death benefits and loss-of-income benefits among the protection provided when an insured person or passenger is injured in a car accident.
What to know
Confirm the current policy, regulator guidance or statutory wording before applying this point to a personal situation.
Confirm the current policy, regulator guidance or statutory wording before applying this point to a personal situation.
Confirm the current policy, regulator guidance or statutory wording before applying this point to a personal situation.
Confirm the current policy, regulator guidance or statutory wording before applying this point to a personal situation.
No-fault benefit does not mean fault is irrelevant to every claim
Accident benefits provide defined first-party injury benefits without waiting for a liability outcome. Fault can still matter for other coverage and legal questions arising from the same collision.
Benefit categories are not unlimited promises
A consumer summary names the types of benefits, but the standard policy and current legal wording determine eligibility, limits, documentation and timing. Always verify the current contract for a real claim.
Keep injury benefits separate from liability limits
Third-party liability protects against covered legal responsibility to others. Accident benefits pay defined first-party benefits. Comparing them as if they were the same limit leads to misleading coverage advice.
Verify the current New Brunswick rule
Insurance rules, rate approvals and policy wording can change. Use the primary source below when making a purchase, renewal or claim decision.
FCNB — Automobile Insurance →