Prince Edward Island Mandatory Auto Accident Benefits
Prince Edward Island's standard automobile policy contains mandatory medical and rehabilitation benefits and other accident benefits. These injury benefits are distinct from third-party liability claims and from DCPD property damage.
What to know
Confirm the current PEI policy, legislation or IRAC decision before applying this point to a personal situation.
Confirm the current PEI policy, legislation or IRAC decision before applying this point to a personal situation.
Confirm the current PEI policy, legislation or IRAC decision before applying this point to a personal situation.
Confirm the current PEI policy, legislation or IRAC decision before applying this point to a personal situation.
Accident benefits and liability damages are different pathways
Mandatory benefits can provide defined injury benefits under the policy. A third-party liability claim addresses legal responsibility and damages. A consumer should not assume one payment source replaces the other.
Use the current standard policy when checking limits
Benefit amounts, definitions and conditions can change through legislation, regulation or approved policy wording. Canada Rate Lab therefore avoids freezing an old benefit table into a permanent page where a current policy source is available.
Claim procedure still matters
Mandatory coverage does not remove documentation requirements. Insured persons can still have notice, proof, treatment, medical-report and time-limit obligations under the applicable policy and legislation.
Verify the current PEI rule
Insurance legislation, approved rates and policy wording can change. Use the primary source below when making a purchase, renewal or claim decision.
Prince Edward Island — Standard Automobile Policy SPF No. 1 →