How to Report an MPI Vehicle Claim in Manitoba
After a collision, safety comes first. MPI then asks drivers to exchange information, document what happened and report the claim promptly so coverage, estimating and responsibility can be assessed.
MPI says collision claims should be reported promptly, even when a driver believes there is no vehicle damage.
The claim report uses vehicle registration, driver information, collision details, other parties and witness information.
Repairs require the MPI claims and estimating process; out-of-province repairs need pre-authorization from MPI.
Start with safety and evidence
Move to safety when possible, exchange information with the other parties and record the location, time, weather, vehicle details and witnesses. Photos can help preserve details that may matter when responsibility or damage is assessed later.
Why both drivers should report
MPI says it needs reports from the drivers involved to understand the collision fully and assess it properly. A driver should not assume that having no visible damage makes the incident irrelevant to the insurance process.
Police reporting is a separate question
Some collisions must also be reported to police, including cases involving a fatality, hospitalization, an unlicensed driver, an unidentified vehicle or suspected impairment. MPI and police have different roles: police enforce traffic and criminal law, while MPI handles insurance coverage and responsibility.
Check MPI's current claim guidance
Claim rules and procedures can change. The official MPI page controls if a process, limit or requirement differs from this research summary.
MPI — Reporting a vehicle collision claim →