SASKATCHEWAN · REPAIR

SGI Vehicle Repair Process After a Saskatchewan Claim

After a claim is opened, SGI appraises the damage and prepares an estimate. Once coverage is confirmed, the vehicle owner can proceed with repair at an appropriate shop, subject to the estimate, parts rules and any newly discovered damage.

Claim-specific guidance. Coverage, responsibility, repairability, deductibles and vehicle value are separate decisions. Do not infer one from another without the claim facts.
CLAIM SNAPSHOT
ProvinceSaskatchewan
Claims administratorSGI
TopicVehicle Repair Process
Premium forecastNot assumed

Key points

01SGI requires a damage estimate after a collision claim before the repair process is finalized.

Confirm how this applies to the specific claim with SGI and any extension insurer involved.

02Once coverage is confirmed, the owner can have the vehicle repaired at the autobody shop of their choice.

Confirm how this applies to the specific claim with SGI and any extension insurer involved.

03Additional hidden damage discovered during repair can change the repair cost and may cause the vehicle to be reclassified as a total loss.

Confirm how this applies to the specific claim with SGI and any extension insurer involved.

04SGI says repairs are intended to return the vehicle to its pre-incident condition, subject to policy and repair rules.

Confirm how this applies to the specific claim with SGI and any extension insurer involved.

A repair decision can change after teardown

An initial visual estimate may classify a vehicle as repairable. If a repair shop later finds additional hidden damage and the revised cost exceeds SGI's repair limit, the adjuster can reconsider the vehicle as a total loss.

PRIMARY SOURCE

Use SGI's current claim guidance

Claim processes and documentation requirements can change. Verify the current process with SGI before relying on a general explanation.

SGI — Damage repair and parts →

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