How SGI Determines Collision Responsibility in Saskatchewan
Collision responsibility affects who ultimately bears damage costs and can affect Safe Driver Recognition. The financial result depends on the claim facts, deductible and driver's SDR position rather than one universal post-collision premium increase.
Key points
Confirm how this applies to the specific claim with SGI and any extension insurer involved.
Confirm how this applies to the specific claim with SGI and any extension insurer involved.
Confirm how this applies to the specific claim with SGI and any extension insurer involved.
Confirm how this applies to the specific claim with SGI and any extension insurer involved.
Responsibility can change the deductible result
When another identifiable Saskatchewan driver is responsible, that party's insurance can pay the damage including the deductible. With shared responsibility, a driver can bear only the corresponding share of the deductible. The SDR consequence is a separate driver-record question.
Use SGI's current claim guidance
Claim processes and documentation requirements can change. Verify the current process with SGI before relying on a general explanation.
SGI — Saskatchewan Driver's Handbook / collision claims →