Saskatchewan Basic Plate Insurance: What SGI Includes
Saskatchewan combines compulsory vehicle registration with Basic insurance from SGI. The plate package includes physical-damage protection, personal-injury benefits and third-party liability, while additional protection is purchased separately.
What to know
Use the source definition and confirm the current vehicle, policy or driver details before applying it to a personal situation.
Use the source definition and confirm the current vehicle, policy or driver details before applying it to a personal situation.
Use the source definition and confirm the current vehicle, policy or driver details before applying it to a personal situation.
Use the source definition and confirm the current vehicle, policy or driver details before applying it to a personal situation.
Registration and insurance are linked
Saskatchewan's public system combines mandatory registration and Basic plate insurance. That makes a plate premium different from an optional package-policy premium and different again from the total amount paid after taxes, registration fees or discounts.
Physical damage is already part of the Basic package
SGI says plate insurance covers loss or damage from causes including collision, upset, fire, theft, windstorm and hail, subject to the applicable deductible and coverage limitations.
Basic does not mean every risk is fully covered
The C$200,000 liability limit and the Basic deductible may be lower or higher than a household wants to retain. Extended insurance can be used to top up liability, lower the deductible, add rental protection or address other needs.
Verify the current SGI rule
Vehicle rates, program rules and coverage wording can change. Use the official SGI source below before making a purchase or renewal decision.
SGI — Vehicle registration and how auto insurance works →